Agile Transformations fail because they deny the true nature of human beings.

After all the support and collective shame for the Ukrainian people, Poland, Hungary, and Slovakia banned some Ukrainian food imports. The governments in all three countries are under pressure from farmers, who claim that cheaper Ukrainian surpluses undercut their bottom line. During the COVID-19 pandemic, people began hoarding essential supplies like toilet paper and hand…

Organizations have everything to thrive and fail

One of my favorite stories of Jorge Luis Borges is “Library of Babel.” The library contains all the books that have ever been written, but also all the books which were never written, books that are wrong, books that are nonsense. Everything that matters is there, but it cannot be found because of everything else;…

There is no Product without a Project

One of the main misconceptions heard in many transformations is to argue about passing from doing projects to doing products. That makes no sense at all. It’s like having the dream to be the best football club without a plan to hire players. Imagine that we want to help to create a lemonade stand. Product…

Hierarchies beat networks

One of the primary source in which we can learn a lot about change management and its come and goes is the French Revolution time. Some wise men from that time probably argue that the change doesn’t change anything; the result always ends up in the opposite direction, and the total costs are simply unacceptable.…

Unveiling the Future of Lending: Predictive Analytics Revolutionize Loan Default Prediction

In an era defined by data-driven decision-making, financial institutions are increasingly turning to advanced analytics to tackle one of their most pressing challenges: loan default prediction.

Cutting Costs is Sinking The Ship

In the illusion of the European summer, where people find themselves, with determined spite and melancholic post-pandemic nostalgia, enjoying everything and at the cost of everything, winter promises 40-knot winds and 9-meter waves. Things are looking bad: the crisis dragged on from the pandemic, the war in Ukraine, the energy crisis, and the already certain…